📋 Job Details at a Glance 📍 Location Bengaluru, Karnataka, India 🏢 Company Razorpay 👥 Experience Fresher 🎓 Qualification Bachelor's Degree (Any Discipline) 📅 Eligible Batch 2024, 2025, 2026 📄 Job Type Full Time 💰 Salary ₹4.5–6.5 LPA* 🏢 Industry Technology 🛠 Key Skills Risk Assessment Data Analysis Regulatory Compliance Report Generation Problem Solving Junior Analyst, Risk Management at Razorpay — Full Details & How to Apply Razorpay is seeking a Junior Analyst in Risk Management located in Bengaluru, Karnataka, India , to enhance its data-driven decision-making. This role offers freshers a unique entry point into the technology sector with a competitive salary of ₹4.5–6.5 LPA* . The demand for risk management professionals is rising as companies increasingly focus on compliance and data integrity. This makes the Junior Analyst, Risk Management role at Razorpay crucial, especially as the company continues to expand its influence in the digital payments landscape. Founded in 2014 , Razorpay has grown to over 1,000 employees and is recognized as a leader in digital payment solutions in India. This growth reflects the company’s focus on innovation, making it an attractive employer for those looking to start their careers in technology. We encourage 2024, 2025, 2026 graduates with a Bachelor's Degree (Any Discipline) to apply, especially those with fresher experience . This role not only provides a competitive salary but also a platform to develop essential skills in risk assessment and data analysis. As a Junior Analyst, you will work with critical skills such as Risk Assessment , Data Analysis , Regulatory Compliance , and Report Generation . This role opens doors to advanced career opportunities in risk management, allowing you to build a robust foundation for future advancement. 📊 Role Difficulty: Medium | Competition Level: Medium | Fresher Friendly: Yes NexisGrow.com features this opportunity as part of its curated tech job listings. All details are sourced from the official job posting. Apply online before the opportunity closes. Job Role & Responsibilities The core mission of the Junior Analyst, Risk Management at Razorpay is to identify and mitigate risks in payment processes through data-driven insights and regulatory compliance. Conduct risk assessments using Excel and SQL to identify potential vulnerabilities in payment processes, ensuring robust risk management. Utilize regulatory compliance frameworks to ensure Razorpay adheres to local and international financial regulations, safeguarding the organization. Collaborate with the Compliance and Product teams to develop risk mitigation strategies that enhance service offerings and customer satisfaction. Analyze transaction data to generate reports that highlight trends and anomalies, contributing to strategic decision-making and risk awareness. Initiate process improvements within the risk management framework, leveraging data analysis to enhance operational efficiency. Prepare detailed documentation and reports for internal stakeholders, effectively communicating risk findings and recommendations. Engage with clients to address risk-related inquiries, providing tailored solutions that enhance their experience with Razorpay . Ownership of risk management initiatives directly impacts Razorpay's operational integrity, fostering a culture of accountability and proactive risk mitigation. Required Skills & Technical Competencies The skill profile for this role emphasizes a strong foundation in risk management, data analysis, and regulatory compliance essential for effective risk assessment. Technical Skills Risk Assessment — entry — Essential for identifying and mitigating potential risks in financial transactions, requiring a foundational understanding of risk management principles. Data Analysis — entry — Practical application involves using Excel and SQL to interpret data sets relevant to risk management. Regulatory Compliance — entry — Understanding of compliance requirements is crucial for ensuring Razorpay meets legal standards in its operations. Report Generation — entry — Proficiency in creating clear and actionable reports that inform stakeholders about risk assessments and findings. Problem Solving — entry — Essential for addressing complex risk scenarios and developing effective solutions in a timely manner. When showcasing these technical skills in your resume or interview, emphasize specific tools like Excel and SQL to demonstrate your practical experience. Eligibility Criteria This role is designed for recent graduates eager to start their careers in risk management and data analysis. Candidates must hold a Bachelor's degree in any discipline, providing a broad knowledge base applicable to risk management. Eligible batches include 2024 , 2025 , and 2026 , allowing recent graduates to apply and start their careers early. This role is specifically for freshers , making it ideal for those without prior professional experience in the field. While there are no strict academic performance expectations, a strong academic record can enhance candidacy. Having a portfolio or internship experience related to data analysis or risk management can provide a competitive edge. Documentation & Portfolio Requirements Ensure your resume is clear and concise, including relevant coursework, projects, and any experience with data analysis or risk management . Pro tip: Highlight any specific projects or coursework involving Excel or SQL to demonstrate your analytical capabilities. Salary for Junior Analyst, Risk Management at Razorpay 💰 Compensation ₹4.5–6.5 LPA* The advertised compensation for the Junior Analyst, Risk Management role at Razorpay is ₹4.5–6.5 LPA* . The exact in-hand figure and any additional components are confirmed by the company during the offer or HR discussion stage. Recommended Courses & Preparation Tips for Junior Analyst, Risk Management Upskilling with the right resources significantly enhances your chances of selection for the Junior Analyst role by equipping you with essential knowledge and skills. Recommended Courses & Resources Regulatory Compliance — Understanding compliance frameworks is crucial for risk management. KodNest — This course enhances data analysis skills, vital for the role. Boost your profile with relevant certifications at NexisGrow GetCertified — strengthen your application before you apply. Common Mistakes to Avoid ❌ Failing to tailor the resume to highlight relevant skills for risk management — Customize your resume for the role. ❌ Overlooking the importance of data analysis tools in the application — Mention your proficiency in tools like Excel and SQL. ❌ Neglecting to mention any relevant projects or internships — Include practical experiences that showcase your skills. ❌ Using generic language instead of specific terms related to risk management — Be precise in your terminology. ❌ Not researching Razorpay's recent developments — Stay informed to prepare for interviews. ❌ Submitting applications without proofreading — Always check for errors to maintain professionalism. Before You Apply — Checklist ✅ Research Razorpay's mission and values to align your application with the company culture. ✅ Update your resume to reflect relevant skills and experiences tailored to the Junior Analyst role. ✅ Prepare a cover letter that articulates your interest in risk management and Razorpay specifically. ✅ Gather any supporting documents, such as transcripts or certificates, that may enhance your application. ✅ Ensure your LinkedIn profile is updated and reflects your resume for consistency. ✅ Practice common interview questions related to risk management and data analysis. ✅ Follow the application instructions carefully to avoid any submission errors. ✅ Set reminders for application deadlines to ensure timely submission. Resume Tailoring & ATS Keywords for Junior Analyst, Risk Management Optimizing your resume for ATS is essential to ensure it gets noticed for the Junior Analyst role at Razorpay. ATS Keywords to Include Risk Assessment Data Analysis Regulatory Compliance Report Generation Problem Solving Risk Management Transaction Data Compliance Frameworks Data Interpretation Financial Regulations Stakeholder Communication Process Improvement Resume Tips for This Role Highlight any coursework or projects related to risk management or data analysis to demonstrate relevant knowledge. Emphasize skills in data analysis tools like Excel and SQL, as they are crucial for this role. Include any internships or practical experiences that showcase your ability to analyze data or assess risks. Optimize your resume for ATS by using keywords from the job description, particularly those related to risk management. Avoid including irrelevant work experience; focus on skills and experiences that directly relate to the role. Build an ATS-optimized resume for this role using NexisGrow Resume Builder — free for all job seekers. Pro tip: Avoid including generic statements that do not add value to your application for this specific role. How to Apply for Junior Analyst, Risk Management at Razorpay Apply Now — Razorpay Visit the application portal and create an account to start your application. Upload your resume, ensuring it is tailored to the Junior Analyst role at Razorpay. Fill out the application form with accurate personal and educational details. After submission, monitor your email for updates regarding your application status. Use the application tracking feature on the portal to stay informed about your application progress. Applications reviewed on a rolling basis — early submission recommended. Apply Now — Razorpay NexisGrow.com does not charge any fees for job applications. Razorpay Razorpay was founded in 2014 and is headquartered in Bengaluru, Karnataka . The company has successfully expanded its services to over 500,000 businesses across India, showcasing its significant impact in the fintech sector. With a focus on innovation, Razorpay continues to grow its global footprint, aiming to simplify payment solutions for enterprises. The core offerings of Razorpay include Razorpay Payments , which provides seamless payment gateway solutions, Razorpay Capital for financial services, and Razorpay Route for automated payment reconciliation. These products are designed to cater to diverse business needs, enhancing operational efficiency and customer experience across various sectors. Razorpay has been recognized for its exceptional workplace culture, ranking among the top companies on Glassdoor for employee satisfaction. The company actively promotes employee engagement through various programs and initiatives, fostering a collaborative environment that encourages innovation and personal growth. Recently, Razorpay raised $375 million in a Series F funding round, reflecting strong investor confidence and plans for further expansion. This funding will support the development of new technologies and services, positioning Razorpay as a leader in the fintech industry. For freshers in Technology, Razorpay offers a unique career launchpad, providing opportunities to work at the forefront of fintech innovation. With mentorship from industry leaders and a focus on skill development, new hires can gain invaluable experience in risk management and data analysis. Company Details Industry Technology Location Bengaluru, Karnataka, India Connect With Us Careers Apply Now Website 🔗 job-boards.greenhouse.io Frequently Asked Questions Interview · Role · Salary · Growth ? Who can apply for Junior Analyst, Risk Management at Razorpay? Eligibility Tap to expand + Answer Candidates with Bachelor's Degree (Any Discipline) and Fresher experience are eligible. Eligible batches: 2024, 2025, 2026. ? What skills are most important for this role? Skills Tap to expand + Answer Key skills: Risk Assessment, Data Analysis, Regulatory Compliance, Report Generation, Problem Solving. Strong fundamentals and practical project experience matter most. ? What is the salary for this position? Salary Tap to expand + Answer Compensation: ₹4.5–6.5 LPA*. Final offer depends on skills, experience, and interview performance. ? What is the interview process at Razorpay? Interview Tap to expand + Answer Typically: Resume shortlisting → Online test → Technical interview(s) → HR round. ? Is this role remote, hybrid, or onsite? Work Mode Tap to expand + Answer Work mode varies by team. Confirm with HR during recruitment. ? What is the career growth path from this role? Growth Tap to expand + Answer Structured appraisals every 6–12 months. Senior roles accessible within 12–18 months based on performance. ? How do I apply? Application Tap to expand + Answer Apply via the official link in How to Apply section. Highlight: Risk Assessment, Data Analysis, Regulatory Compliance, Report Generation, Problem Solving. ? Is there a probation period? Probation Tap to expand + Answer Standard 3–6 months probation. Confirmation follows successful completion. ? How to prepare for the Junior Analyst, Risk Management interview? Preparation Tap to expand + Answer (1) Core concepts of Risk Assessment, Data Analysis, Regulatory Compliance, Report Generation, Problem Solving, (2) 2–3 project walkthroughs, (3) Problem-solving, (4) Razorpay research, (5) Clear communication. ? What is the work culture like at Razorpay? Culture Tap to expand + Answer Research on LinkedIn and Glassdoor for authentic employee reviews. NexisGrow.com features only verified employers. 🔗 Explore More on NexisGrow More jobs in Bengaluru Browse all Tech jobs Latest Fresher jobs More jobs at Razorpay Work From Home jobs Ready to Apply? 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