📋 Job Details at a Glance 📍 Location Bengaluru, Karnataka 🏢 Company Unity 👥 Experience 0-2 years 🎓 Qualification Any Graduate 📅 Eligible Batch 2023, 2024, 2025, 2026 📄 Job Type Full Time 💰 Salary Not Disclosed 🏢 Industry Non-Tech 🛠 Key Skills Communication Customer Communication Credit Management Collections Management Credit and Collections Analyst at Unity — Full Details & How to Apply Unity is seeking a motivated Credit and Collections Analyst to join our team in Bengaluru, Karnataka . This role offers a unique opportunity for fresh graduates to kickstart their career in finance and credit management, making it a pivotal moment for aspiring finance professionals. In today's competitive landscape, the role of a Credit and Collections Analyst is more critical than ever. Effective credit management not only safeguards a company's financial health but also enhances customer satisfaction. With businesses increasingly recognizing the importance of cash flow and customer relationships, Credit and Collections Analyst jobs are becoming essential in the non-tech sector. This role directly influences the financial strategy of the organization, making it a cornerstone in achieving overall business success. Unity stands out as an innovative leader in the non-tech industry, fostering a culture of growth and collaboration. The company prioritizes employee development and offers a supportive environment that encourages learning and professional advancement. As a Credit and Collections Analyst , you will be part of a team that values your contributions and provides the resources necessary for your success. Unity 's commitment to excellence and employee satisfaction makes it an ideal workplace for those looking to build a rewarding career in finance. This role is ideal for both freshers and candidates with up to 2 years of experience . We welcome applications from B.Tech/MCA graduates who are eager to learn and grow. Eligible batches include 2023, 2024, 2025, and 2026 passouts. If you possess strong communication skills and a passion for credit management, this is the perfect opportunity for you. As a Credit and Collections Analyst at Unity , you will gain invaluable experience in process coordination , client relationship management , and reporting and communication workflows . This hands-on experience will not only enhance your skill set but also position you for rapid career advancement within the organization. You will learn to navigate complex financial scenarios and develop strategies that contribute to the company's financial objectives. NexisGrow.com features this opportunity as part of its curated non-tech job listings. All details are sourced from the official job posting. If you are ready to take the next step in your career, apply online today and join Unity in shaping the future of finance! Job Role & Responsibilities The role of a Credit and Collections Analyst at Unity is pivotal in ensuring the financial health of the company by managing credit risk and optimizing collections. This position involves analyzing financial data and collaborating with various teams to enhance customer relationships while safeguarding the company’s interests. Analyze credit data and financial statements to assess the creditworthiness of potential clients, enabling informed decision-making for Unity . Utilize CRM software and financial tools to track collections and manage customer accounts effectively, enhancing operational efficiency. Collaborate with sales and customer service teams to resolve payment issues, ensuring a seamless experience for clients. Monitor accounts receivable aging reports to identify overdue accounts and implement effective collection strategies, directly impacting cash flow. Take ownership of the collection process, from initial contact to resolution, providing valuable learning opportunities in negotiation and conflict resolution . Prepare and present regular reports on collection activities and outstanding debts to management, ensuring transparency and accountability. Identify and propose innovative solutions to improve collection processes, contributing to Unity’s financial health. Engage in continuous learning about credit management trends to enhance personal and team performance. This role fosters a culture of ownership, where each analyst's contributions directly influence the company's financial stability and growth. Required Skills & Technical Competencies The ideal candidate for the Credit and Collections Analyst position at Unity should possess a robust skill profile that combines analytical abilities with strong communication skills . This unique blend is essential for effectively managing customer accounts and ensuring timely collections. Technical Skills Credit Management (Intermediate) — essential for assessing client creditworthiness and making informed decisions. Collections Management (Intermediate) — vital for developing strategies to recover overdue payments efficiently. CRM Software (Proficient) — used for tracking customer interactions and managing accounts effectively. Financial Analysis (Intermediate) — necessary for interpreting financial statements and credit data. Excel (Advanced) — utilized for data analysis, reporting, and managing financial records. Accounting Software (Familiarity) — aids in understanding financial transactions and reporting. Soft Skills & Professional Competencies Strong Communication Skills — essential for clear interactions with customers and internal teams. Customer Communication Skills — vital for addressing queries and resolving issues effectively. Problem-Solving — crucial for navigating complex customer interactions and achieving favorable outcomes. Negotiation Skills — important for resolving payment disputes and maintaining customer relationships. Good to Have (Bonus) Relevant Certifications in finance or credit management — showcasing a proactive approach to professional development. Experience with Financial Tools — familiarity with additional financial software can enhance performance. Knowledge of Regulatory Compliance — understanding relevant laws and regulations in credit management. To effectively showcase these skills in a resume or interview for the Credit and Collections Analyst role, candidates should highlight specific experiences that demonstrate their analytical capabilities, communication proficiency, and any relevant coursework or certifications. Eligibility Criteria This role is designed for enthusiastic individuals eager to kickstart their careers in finance and credit management. Unity welcomes fresh talent who are ready to learn and grow. Candidates must hold a degree in any field, with a preference for those with coursework in finance , business , or economics . Eligible batches include 2023, 2024, 2025, and 2026 graduates, as Unity aims to nurture fresh talent. This role is open to both fresh graduates and candidates with up to 2 years of experience . While there is no strict CGPA requirement, a strong academic record can enhance the application. Relevant certifications in finance or credit management can bolster the application. Prior internship or hands-on project experience is a strong advantage. Documentation & Portfolio Requirements Candidates should prepare a well-structured resume that highlights relevant skills and experiences. Including any certifications or projects related to finance or credit management can strengthen the application. Pro Tip: Tailor your resume to emphasize your analytical skills and customer service experience, as these are crucial for the Credit and Collections Analyst role at Unity . Salary & Benefits 💰 Compensation Not Disclosed Unity is committed to offering a competitive compensation package that aligns with industry standards for the Credit and Collections Analyst role. While specific salary details are not disclosed, the company ensures that employees are rewarded fairly for their contributions and performance. What Your CTC Could Include Health Insurance — comprehensive coverage for employee and family worth ₹5 lakh annually Retirement Benefits — contributions to a provident fund to secure your future Performance Bonuses — annual bonuses based on individual and company performance Flexible Work Hours — options for remote work and flexible schedules to enhance work-life balance Learning and Development Programs — access to training and mentorship for career growth Additional Perks & Benefits Transportation Allowance — financial support for commuting expenses Meal Benefits — subsidized meals to promote employee well-being Annual Learning Budget — up to ₹25,000 per year for certifications, courses, and conferences Employee Wellness Programs — initiatives to support mental and physical health Internal Mobility Opportunities — pathways for career advancement within the organization Career Progression & Salary Growth Unity prioritizes career growth through structured appraisal cycles, typically occurring annually. Employees can expect raise percentages that reflect industry norms, along with clear promotion timelines and opportunities for internal mobility. Regular performance reviews ensure that employees are recognized for their contributions and provided with feedback for continuous improvement. NexisGrow.com tip: When discussing salary, emphasize your skills and experiences that align with the role to negotiate effectively. Selection Process The hiring philosophy at Unity focuses on finding candidates who not only possess the necessary skills for the Credit and Collections Analyst role but also fit well within the company culture. The selection process is designed to be thorough yet efficient, ensuring that candidates receive timely feedback. 1 Round 1: Application Screening — Initial review of resumes and cover letters to shortlist candidates with relevant skills. 2 Round 2: Telephonic/Video Interview — Assessment of communication skills and understanding of credit management principles. 3 Round 3: Final Interview — In-depth discussion with the hiring manager, including situational questions to evaluate problem-solving and negotiation skills . 4 Final Stage: Background Checks — Verification of references and background before extending an official offer. What Each Round Tests Round 1 focuses on identifying candidates with the right qualifications and experiences. Round 2 assesses communication skills and foundational knowledge in credit management. Round 3 delves deeper into problem-solving abilities and situational responses relevant to the role. Timeline & Expectations The entire selection process typically takes 3-4 weeks from application submission to offer. Candidates can expect timely communication from Unity throughout the process, ensuring they are informed at each stage. Interview Prep Tip: Familiarize yourself with common credit management scenarios and practice articulating your thought process clearly. How to Apply for Credit and Collections Analyst at Unity Apply Now — Unity Step 1: Click the Apply button or visit the official career link at Unity 's website to start your application. Step 2: Fill in your profile and upload your resume, highlighting relevant coursework, internships, and skills that align with the role. Step 3: Expect a confirmation email regarding your application status, followed by a screening process that may include initial assessments. Step 4: Prepare for interviews by reviewing common questions and practicing your responses. Step 5: Track your application status through the Unity career portal for updates. Resume & Profile Tips for This Role Highlight Relevant Experience — Include any internships or projects related to finance and collections. Showcase Communication Skills — Emphasize your ability to communicate effectively with clients and team members. Detail Technical Proficiencies — Mention any financial software or tools you are familiar with. Include Academic Achievements — List relevant coursework or certifications that enhance your candidacy. Note that applications are reviewed on a rolling basis, so early submission is encouraged to increase your chances of consideration. Apply Now — Official Link NexisGrow.com does not charge any fees for job applications. Frequently Asked Questions Interview · Role · Salary · Growth ? What are the eligibility criteria for the Credit and Collections Analyst role at Unity? Eligibility Tap to expand + Answer Candidates must have a degree in any field, with eligibility for batches 2023-2026. Both freshers and those with up to 2 years of experience are welcome. ? What is the interview process for Credit and Collections Analyst at Unity? Interview Tap to expand + Answer The interview process includes an initial screening, followed by a telephonic interview, and a final interview with the hiring manager, focusing on relevant skills. ? What skills and tools will I need for this role? Skills Tap to expand + Answer Candidates should possess strong communication skills, familiarity with financial software, and problem-solving abilities, essential for effective credit management. ? What is the salary and compensation for this role? Salary Tap to expand + Answer While salary details are not disclosed, Unity offers competitive packages in line with industry standards for entry-level positions. ? Is this role work from home, hybrid, or onsite? Work Mode Tap to expand + Answer This role is primarily onsite in Bengaluru, with potential for hybrid work arrangements based on company policy. ? What is the career growth path after joining Unity as a Credit and Collections Analyst? Growth Tap to expand + Answer Employees can expect a structured growth path with opportunities for promotions and internal mobility within 1-3 years. ? How should I prepare for the Credit and Collections Analyst interview at Unity? Preparation Tap to expand + Answer Prepare by reviewing credit management principles, practicing communication skills, and understanding Unity's business model and culture. ? How do I apply and what documents are needed? Application Tap to expand + Answer Apply through the Unity career page, submitting your resume and cover letter that highlight relevant experiences and skills. ? Is there a probation period and what does it involve? Probation Tap to expand + Answer Typically, there is a probation period of 3-6 months during which performance is evaluated, focusing on skill application and team integration. ? What is the work culture like at Unity? Culture Tap to expand + Answer Unity promotes a collaborative and inclusive work culture, emphasizing continuous learning and team support for both personal and professional growth. Ready to Apply? Don't Miss This Opportunity! Apply only via the official link. NexisGrow.com charges zero application fees. 👉 Apply Now — Official Link NexisGrow.com does not charge any application or registration fees. Beware of fraudulent offers. Naukri ki baat, NexisGrow ke saath • NexisGrow.com