Analyst, Risk Management at Mastercard

Mastercard · Pune, India

📋 Job Details at a Glance 📍 Location Pune, India 🏢 Company Mastercard 👥 Experience 1-3 years 🎓 Qualification Early career / Entry level | Freshers eligible. Relevant technical / engineering background 📅 Eligible Batch 2024, 2025, 2026 📄 Job Type Full Time 💰 Salary Not Disclosed 🏢 Industry Banking & Finance 🛠 Key Skills Customer Risk Monitoring Credit Exposure Management Risk Appetite Framework CRM Data Validation Commercial Underwriting Settlement Operations Analyst, Risk Management at Mastercard — Full Details & How to Apply Mastercard is seeking an Analyst, Risk Management in Pune, India , where you will support customer risk monitoring within the risk appetite framework of a global financial leader. This role provides direct involvement in credit exposure management and commercial underwriting , offering early-career professionals hands-on experience in core risk operations. This Analyst, Risk Management role is critical for ensuring customer risk is monitored consistently using established frameworks. You will validate CRM data, manage credit exposure, and assist in settlement operations , directly contributing to the accuracy and integrity of risk processes. These responsibilities are part of a structured workflow within the Customer Risk Monitoring team, ensuring financial institutions maintain secure and compliant customer relationships. Mastercard recruitment for this position emphasizes technical and engineering backgrounds, with a focus on early career professionals. The role is based in Pune, India and requires onsite attendance. The job posting highlights that the position supports the CRM team and operates within Mastercard ’s global risk management structure, aligning with established processes in financial risk operations. 2024, 2025, 2026 graduates with Early career / Entry level | Freshers eligible. Relevant technical / engineering background are eligible. Candidates must have 1-3 years of experience . The salary for this role is Not Disclosed . You will gain practical experience in Customer Risk Monitoring , Credit Exposure Management , Risk Appetite Framework , CRM Data Validation , and Commercial Underwriting . This role offers a clear progression path into specialized risk management roles, with exposure to real-world financial operations and settlement processes. 📊 Role Difficulty: Medium | Competition Level: Medium | Fresher Friendly: Yes NexisGrow.com features this opportunity as part of its curated non-tech job listings. All details are sourced from the official job posting. Apply online before the opportunity closes. Explore more Analyst, Risk Management jobs , Mastercard recruitment , and Pune, India jobs on our platform. Job Role & Responsibilities The Analyst, Risk Management at Mastercard ensures compliance with the Risk Appetite Framework by validating CRM data using automated tools, supporting credit exposure management through real-time exposure metrics, and enabling accurate commercial underwriting documentation for senior analysts. Validate CRM data using Mastercard’s Customer Risk Monitoring tools to ensure accuracy and alignment with risk appetite policies . Monitor customer risk exposure metrics daily using credit exposure management dashboards to detect anomalies and trigger alerts. Collaborate with the Corporate Treasury Central Team to review settlement operations and identify gaps in risk controls. Analyze financial institution credit exposure data to assess credit exposure management performance against risk appetite thresholds . Prepare commercial underwriting documentation for senior analysts using standardized templates and CRM data validation outputs. Document test results and data validation findings in Mastercard’s internal CRM system for audit trails and compliance. Identify root causes of customer risk issues and communicate findings to stakeholders via settlement operations reports. Support risk mitigation workflows by applying the Risk Appetite Framework to evaluate policy compliance in real-time transactions. This role provides direct ownership of CRM data validation processes and ensures that credit exposure metrics are accurately reported, impacting daily commercial underwriting decisions and settlement operations outcomes. Required Skills & Technical Competencies Candidates must demonstrate a foundational understanding of Customer Risk Monitoring , Credit Exposure Management , and CRM Data Validation to perform core tasks in risk assessment and compliance. Technical Skills Customer Risk Monitoring — foundational — used to detect financial risks in real-time using Mastercard’s CRM tools and policy alerts. Credit Exposure Management — foundational — applied to assess financial institutions’ credit risk using exposure metrics and settlement operations data. Risk Appetite Framework — foundational — used daily to validate customer risk assessments against Mastercard’s policy thresholds . CRM Data Validation — foundational — executed using automated data validation scripts in the Mastercard CRM system to ensure data integrity. Analytical skills — entry-level — evaluated through practical assessments involving exposure metric analysis and data validation reports . When preparing your resume, emphasize hands-on experience with CRM data validation tools, exposure metric analysis , and Mastercard’s risk appetite framework in academic or project work. Eligibility Criteria This role is designed for freshers with a technical or engineering degree , particularly those with a background in data, finance, or systems. Must hold a degree in technical or engineering disciplines such as Computer Science, Electrical, or Information Technology. Eligible batches are 2024, 2025, and 2026 for immediate entry into the workforce. 1–3 years of experience is preferred but not mandatory; entry-level candidates are actively considered. Minimum CGPA of 60% is required to ensure foundational knowledge in technical and analytical domains. Projects or internships related to risk management , financial data analysis , or credit exposure are advantageous. Must demonstrate clear understanding of CRM data validation and commercial underwriting processes in academic or extracurricular work. Documentation & Portfolio Requirements Your resume must include a clear section on technical projects involving data validation , exposure metrics , or financial risk analysis , with specific tools or datasets used. For this role, prioritize showcasing a project where you used CRM data validation tools or exposure metric analysis to assess risk — even if academic — to demonstrate direct alignment with Mastercard’s risk management processes. Salary for Analyst, Risk Management at Mastercard 💰 Compensation Not Disclosed The advertised compensation for the Analyst, Risk Management role at Mastercard is Not Disclosed . The exact in-hand figure and any additional components are confirmed by the company during the offer or HR discussion stage. Recommended Courses & Preparation Tips for Analyst, Risk Management Upskilling with the right resources significantly enhances your chances of selection for this specific role. Recommended Courses & Resources CRM Data Validation — This course provides essential skills for validating customer risk data, crucial for effective risk management. Boost your profile with relevant certifications at NexisGrow GetCertified — strengthen your application before you apply. Common Mistakes to Avoid ❌ Neglecting to tailor the resume — Highlight relevant skills for risk management. ❌ Overlooking the importance of teamwork — Demonstrate teamwork in past experiences. ❌ Failing to mention specific tools — Include technologies used in previous roles or projects. ❌ Submitting a generic cover letter — Tailor it for Mastercard specifically. ❌ Not preparing for risk management questions — Review common questions before interviews. ❌ Ignoring application deadlines — Always adhere to submission guidelines. Before You Apply — Checklist ✅ Research Mastercard 's values and mission before applying. ✅ Tailor your resume to include relevant skills and experiences. ✅ Prepare a cover letter that addresses why you're interested in this specific role. ✅ Double-check your application for any errors before submission. ✅ Ensure all required documents are included in your application. ✅ Follow up on your application status after a week. ✅ Prepare for potential interviews by reviewing common risk management questions. ✅ Network with current or former Mastercard employees for insights. Resume Tailoring & ATS Keywords for Analyst, Risk Management Optimizing your resume for ATS is crucial for standing out in the application process for this role. ATS Keywords to Include Customer Risk Monitoring Credit Exposure Management Risk Appetite Framework CRM Data Validation Commercial Underwriting Settlement Operations Data Analysis Financial Risk Compliance Documentation Collaboration Problem Solving Resume Tips for This Role Highlight any relevant coursework or projects related to risk management or finance. Emphasize teamwork and collaboration experiences, as these are crucial for this role. Include any internships or practical experiences that demonstrate your analytical skills. Optimize for ATS by incorporating keywords from the job description. Avoid including unrelated work experiences that do not pertain to risk management. Build an ATS-optimized resume for this role using NexisGrow Resume Builder — free for all job seekers. Pro tip: Do not include unrelated experiences that do not showcase your skills in risk management. How to Apply for Analyst, Risk Management at Mastercard Apply Now — Mastercard Visit the application portal and create an account. Upload your resume, ensuring it highlights relevant skills and experiences. Fill out the application form accurately, paying attention to details. After submission, expect a confirmation email regarding your application status. Track your application through the portal for updates. Applications reviewed on rolling basis — early submission recommended. Apply Now — Mastercard NexisGrow.com does not charge any fees for job applications. Mastercard Mastercard is a global leader in banking and finance with a presence in over 200 countries. This Analyst, Risk Management role is onsite in Pune, India and operates within a customer-facing risk management environment. The team supports customer risk monitoring , validates CRM data , and prepares commercial underwriting documentation . They collaborate with Treasury and Settlement Operations to ensure accurate risk assessments and system testing for customer exposure management . This role contributes to Mastercard ’s global risk management practices by ensuring consistent monitoring and validation of customer risk exposure. It offers freshers early exposure to global financial operations, including real-world applications of credit exposure management and risk appetite framework in a structured, customer-focused setting. Company Details Industry Banking & Finance Location Pune, India Connect With Us Careers Apply Now Website 🔗 mastercard.wd1.myworkdayjobs.com Frequently Asked Questions Interview · Role · Salary · Growth ? Who can apply for Analyst, Risk Management at Mastercard? Eligibility Tap to expand + Answer Fresh graduates with a technical background from the 2024, 2025, or 2026 batches. ? What technical skills are most important for this role? Skills Tap to expand + Answer Customer Risk Monitoring, Credit Exposure Management, and CRM Data Validation are essential. ? What is the expected salary for this position? Salary Tap to expand + Answer Salary details are not disclosed, but industry benchmarks suggest ₹4-8 lakhs per annum. ? What should I expect after applying for Analyst, Risk Management at Mastercard? Hiring Process Tap to expand + Answer Expect an application review followed by a screening process and potential interview. ? How should I prepare for the Analyst, Risk Management interview at Mastercard? Preparation Tap to expand + Answer Review risk management concepts, prepare to discuss relevant experiences, and practice common interview questions. ? Is this role work from home, hybrid, or onsite? Work Mode Tap to expand + Answer This role is onsite in Pune. ? What is the career growth after joining Mastercard as Analyst, Risk Management? Growth Tap to expand + Answer Exposure to various risk management functions can lead to internal mobility and career advancement. ? What should I highlight in my resume for this role? Resume Tap to expand + Answer Focus on relevant skills, teamwork experiences, and any risk management projects. ? Is there a last date to apply for this role? Application Tap to expand + Answer Application urgency context is not specified. ? Is there a probation period at Mastercard? Probation Tap to expand + Answer Probation details are not specified. ? What is the work culture like at Mastercard? Culture Tap to expand + Answer The role is onsite, focusing on collaboration and customer engagement. ? Can freshers apply for this role at Mastercard? Fresher Tap to expand + Answer Yes, freshers are encouraged to apply. 🔗 Explore More on NexisGrow More jobs in Pune Browse all Non-Tech jobs Latest Fresher jobs More jobs at Mastercard Work From Home jobs Ready to Apply? Don't Miss This Opportunity! 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