📋 Job Details at a Glance 📍 Location Thane, Maharashtra, India 🏢 Company Fiserv 👥 Experience 3+ years 🎓 Qualification Bachelor’s degree in Finance, Business, Accounting, Economics or a related field 📅 Eligible Batch 2023, 2024, 2025, 2026 📄 Job Type Full Time 💰 Salary ₹8–₹13 LPA 🏢 Industry Banking & Finance 🛠 Key Skills Microsoft Office Suite business and individual credit reports workflow-management systems third-party verification tools Credit Risk Underwriter at Fiserv — Full Details & How to Apply Fiserv is seeking a Credit Risk Underwriter in Thane, Maharashtra , where you can leverage your finance expertise to impact critical underwriting decisions directly. This role offers a unique chance to influence risk management strategies in a banking landscape that is continuously evolving. The demand for skilled credit risk underwriters is rising in India's banking sector, with Fiserv expanding its operations to meet this need. As financial institutions increasingly prioritize risk management, the role of a Credit Risk Underwriter becomes crucial in ensuring sound underwriting practices that protect both the company and its clients. Founded in 1984 , Fiserv has over 44,000 employees globally and serves more than 12,000 clients, making it a leader in financial technology. The company's focus on innovation and service delivery sets it apart as an employer of choice for aspiring finance professionals. This position is ideal for 2023, 2024, 2025, 2026 graduates with a Bachelor’s degree in Finance, Business, Accounting, Economics or a related field and 3+ years experience . With a competitive salary range of ₹8–₹13 LPA , this role offers a robust career trajectory in a growing financial services firm. In this role, you will work with essential skills such as Microsoft Office Suite , business and individual credit reports, and workflow-management systems . Exposure to advanced credit assessment tools and methodologies will not only enhance your expertise but also open doors to various career advancement opportunities within the financial sector. 📊 Role Difficulty: Medium | Competition Level: Medium | Fresher Friendly: Yes NexisGrow.com features this opportunity as part of its curated non-tech job listings. All details are sourced from the official job posting. Apply online before the opportunity closes. Job Role & Responsibilities The Credit Risk Underwriter at Fiserv plays a crucial role in evaluating merchant applications, ensuring sound underwriting decisions that mitigate financial risks while enhancing operational efficiency. Review merchant-processing applications using workflow-management systems to support accurate underwriting decisions and streamline processes. Assess business and individual credit reports to determine creditworthiness and identify potential risk exposure effectively. Collaborate with sales partners and processors to ensure seamless communication and application processing, enhancing overall service delivery. Track application statuses to ensure compliance with defined SLAs, thereby improving operational efficiency and response times. Take ownership of verifying the completeness and accuracy of application materials to mitigate risk and ensure sound underwriting practices. Document and communicate underwriting decisions clearly to stakeholders, ensuring transparency and understanding of the rationale behind decisions. Resolve complex underwriting questions by engaging directly with merchants and financial institutions, fostering strong relationships and trust. This role embodies an ownership culture, allowing the Credit Risk Underwriter to make impactful decisions that directly influence the financial health of Fiserv and its clients. Required Skills & Technical Competencies The ideal candidate for the Credit Risk Underwriter position must possess a robust skill set tailored to credit risk assessment and effective communication. Technical Skills Credit-risk assessment — advanced — crucial for evaluating merchant applications and minimizing financial exposure through in-depth analysis of risk metrics. Microsoft Office Suite — intermediate — essential for creating reports and presentations that effectively communicate underwriting findings to stakeholders. Business credit reports — advanced — utilized daily to analyze potential risks associated with merchant applications and inform underwriting decisions. Workflow-management systems — intermediate — important for tracking application processes and ensuring timely decisions in alignment with operational goals. When showcasing these technical skills in your resume or interview, emphasize specific examples of how you have applied them in previous roles to achieve measurable outcomes. Eligibility Criteria This role is designed for candidates who are equipped with the educational background and experience necessary for effective credit assessment in the finance industry. Candidates must hold a Bachelor’s degree in Finance , Business , Accounting , Economics , or related fields. Eligible batches include 2023 , 2024 , 2025 , and 2026 , allowing fresh graduates to apply. A minimum of 3+ years of experience is preferred, although freshers are encouraged to apply. A minimum academic performance of 60% is expected, ensuring a strong grasp of financial concepts. Internships or projects related to credit analysis will be advantageous, showcasing practical experience in the field. Documentation & Portfolio Requirements Submit your resume in a clear format, including your educational background, relevant experience, and any projects related to credit analysis. Pro tip: Highlight specific instances where your credit risk assessment skills led to successful outcomes in your previous roles to strengthen your application. Salary for Credit Risk Underwriter at Fiserv 💰 Compensation ₹8–₹13 LPA The advertised compensation for the Credit Risk Underwriter role at Fiserv is ₹8–₹13 LPA . The exact in-hand figure and any additional components are confirmed by the company during the offer or HR discussion stage. Recommended Courses & Preparation Tips for Credit Risk Underwriter Upskilling with the right resources can significantly improve your selection odds for the Credit Risk Underwriter role at Fiserv . Recommended Courses & Resources MS Office — Proficiency in MS Office is essential for data analysis and reporting tasks. Communication Skills — Strong communication is crucial for effective client interactions and teamwork. Boost your profile with relevant certifications at NexisGrow GetCertified — strengthen your application before you apply. Common Mistakes to Avoid ❌ Failing to tailor the resume — Highlight relevant skills for credit risk underwriting to improve selection chances. ❌ Neglecting to quantify achievements — Include metrics from previous roles to demonstrate your impact. ❌ Overlooking communication skills — Clearly showcase your communication abilities in your resume. ❌ Submitting a generic cover letter — Address Fiserv 's specific needs to enhance your application. ❌ Not researching Fiserv — Familiarize yourself with the company's recent developments for informed interviews. ❌ Ignoring application deadlines — Set reminders to ensure timely submissions, especially for freshers. Before You Apply — Checklist ✅ Research Fiserv 's recent projects and initiatives to tailor your application. ✅ Update your resume to reflect relevant skills and experiences specific to credit risk underwriting. ✅ Prepare a cover letter that addresses why you want to work at Fiserv and how you can contribute. ✅ Gather all necessary documents, including transcripts and certificates, for the application process. ✅ Double-check the application portal for any specific submission guidelines. ✅ Practice common interview questions related to credit risk and underwriting. ✅ Set reminders for application deadlines to ensure timely submissions. ✅ Follow up on your application status after submission to express continued interest. Resume Tailoring & ATS Keywords for Credit Risk Underwriter Optimizing your resume for ATS is crucial for increasing visibility in the selection process for the Credit Risk Underwriter role. ATS Keywords to Include Credit Risk Underwriter Underwriting Credit Assessment Risk Management Financial Documentation SLA Management Merchant Processing Credit Reports Application Verification Microsoft Office Client Communication Workflow Management Resume Tips for This Role Highlight relevant coursework or projects in finance that demonstrate your understanding of credit risk. Emphasize any experience with financial analysis tools or software that align with the job requirements. Include specific metrics or outcomes from previous internships or roles to showcase your impact. Optimize your resume for ATS by using keywords from the job description to ensure visibility. Avoid including unrelated work experience that does not pertain to finance or risk assessment. Build an ATS-optimized resume for this role using NexisGrow Resume Builder — free for all job seekers. Pro tip: Avoid including generic skills or experiences that do not directly relate to credit risk underwriting. How to Apply for Credit Risk Underwriter at Fiserv Apply Now — Fiserv Visit the Fiserv careers page and locate the Credit Risk Underwriter position. Prepare your resume to highlight relevant skills and experiences tailored to the role. Fill out the application form carefully, ensuring all information is accurate and complete. After submission, expect an email confirmation and details about the next steps in the hiring process. Use the application tracking feature on the portal to monitor your application status. Applications reviewed on a rolling basis — early submission recommended. Apply Now — Fiserv NexisGrow.com does not charge any fees for job applications. Fiserv Founded in 1984 , Fiserv is headquartered in Brookfield, Wisconsin , and has a significant presence in Thane, Maharashtra , employing thousands of professionals. With operations in over 100 countries, Fiserv serves more than 6,000 clients globally, showcasing its extensive reach in the banking and finance industry. Fiserv specializes in innovative financial services solutions, including payment processing , risk management , and data analytics . Its flagship products, such as Card Services and Fraud Detection , are designed to enhance operational efficiency and security for financial institutions, making it a leader in the sector. The company has received numerous accolades for its workplace culture, including a Glassdoor rating of 4.1 , reflecting high employee satisfaction. Fiserv actively promotes professional development through various employee programs, ensuring a supportive environment for growth and engagement. Recently, Fiserv announced a strategic partnership with major banks to enhance digital payment solutions, demonstrating its commitment to innovation. This initiative aims to streamline transactions and improve user experiences, positioning Fiserv at the forefront of technological advancements in finance. Joining Fiserv as a fresher provides invaluable industry experience and a strong foundation for a career in banking and finance. With access to cutting-edge technologies and a robust support system, new employees can develop essential skills that are crucial for success in the financial services landscape. Company Details Industry Banking & Finance Location Thane, Maharashtra, India Connect With Us Careers Apply Now Website 🔗 fiserv.wd5.myworkdayjobs.com Frequently Asked Questions Interview · Role · Salary · Growth ? Who can apply for Credit Risk Underwriter at Fiserv? Eligibility Tap to expand + Answer Candidates with Bachelor’s degree in Finance, Business, Accounting, Economics or a related field and 3+ years experience are eligible. Eligible batches: 2023, 2024, 2025, 2026. ? What skills are most important for this role? Skills Tap to expand + Answer Key skills: Microsoft Office Suite, business and individual credit reports, workflow-management systems, third-party verification tools. Strong fundamentals and practical project experience matter most. ? What is the salary for this position? Salary Tap to expand + Answer Compensation: ₹8–₹13 LPA. Final offer depends on skills, experience, and interview performance. ? What is the interview process at Fiserv? Interview Tap to expand + Answer Typically: Resume shortlisting → Online test → Technical interview(s) → HR round. ? Is this role remote, hybrid, or onsite? Work Mode Tap to expand + Answer Work mode varies by team. Confirm with HR during recruitment. ? What is the career growth path from this role? Growth Tap to expand + Answer Structured appraisals every 6–12 months. Senior roles accessible within 12–18 months based on performance. ? How do I apply? Application Tap to expand + Answer Apply via the official link in How to Apply section. Highlight: Microsoft Office Suite, business and individual credit reports, workflow-management systems, third-party verification tools. ? Is there a probation period? Probation Tap to expand + Answer Standard 3–6 months probation. Confirmation follows successful completion. ? How to prepare for the Credit Risk Underwriter interview? Preparation Tap to expand + Answer (1) Core concepts of Microsoft Office Suite, business and individual credit reports, workflow-management systems, third-party verification tools, (2) 2–3 project walkthroughs, (3) Problem-solving, (4) Fiserv research, (5) Clear communication. ? What is the work culture like at Fiserv? Culture Tap to expand + Answer Research on LinkedIn and Glassdoor for authentic employee reviews. NexisGrow.com features only verified employers. 🔗 Explore More on NexisGrow More jobs in Thane Browse all Non-Tech jobs Latest Fresher jobs More jobs at Fiserv Work From Home jobs Ready to Apply? Don't Miss This Opportunity! Apply only via the official link. NexisGrow.com charges zero application fees. 👉 Apply Now — Official Link NexisGrow.com does not charge any application or registration fees. Beware of fraudulent offers. Naukri ki baat, NexisGrow ke saath • NexisGrow.com